Key Highlights

Key insights for a complete overview of our loan offerings

Interest Rate

Starting from 12% p.a.

Tenure

Upto 60 Months

Processing Fee

N/A

Loan Amount

Upto ₹3 Crores

Eligibility Criteria

At Finfinity, we believe in making financial opportunities accessible to all. Our Eligibility Criteria serve as the gateway to unlocking tailored financial solutions for your unique needs.

Applicant Type

Small and Medium Sized Manufacturers, Dealers, Traders and Services Providers.

Business Vintage

Preferably 3 years and above.

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.
Applying for a loan with Finfinity is quick and easy. Just click 'Apply Now' and tell us about your needs. No paperwork needed at this stage.

Forget long application forms and confusing processes. At Finfinity, getting a loan is as simple as 1-2-3. Just click 'Apply Now', chat with our representative, and we'll handle the rest.
A friendly RM will be in touch quickly to chat about your needs and help gather any necessary documents. They'll then champion your case for lightning-fast disbursal! We're all about streamlining the process and getting you the funds, you need ASAP.
We're happy to help you wherever you are in India! We have multiple physical locations, conveniently spread across the country, as you can see from the map.

For those outside our physical reach, we're also available digitally pan-India. So, whether you're in bustling Mumbai or serene Srinagar, we're just a click or call away!
Once you submit your Channel registration form, here's what happens next:

1. KYC Checks:

We'll need to verify your identity and business information to comply with regulations. This usually involves submitting official documents like IDs and bank statements.

2. Payout Discussion:

Our team will get in touch to discuss your preferred payout methods and terms. This ensures you receive your earnings conveniently and efficiently.

3. Formal Contract Signing:

Once everything is agreed upon, we'll send you a formal contract to review and sign. This protects both parties and outlines the terms of our partnership.

4. Login Access:

After the contract is signed and KYC cleared, you'll receive your login credentials to access our platform and start logging cases!

Frequently Asked Questions

Unveiling Insights for Your Financial Journey, Answers to all the Most Common Financial Questions.

Apply Now

Explore All Products

How it Works?

What You Are Looking For?

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.

Application Form

Complete a simple application form by providing essential details. Our team will conduct necessary checks to tailor the best-suited offer for you.

Offers

Explore a selection of specifically curated offers tailored to your unique needs. Choose the one that best fits your financial requirements and preferences.

Request Submission

Once you've made your selection, submit the application along with the required documents. Our streamlined process ensures a hassle-free submission experience.

Apply Now

Working Capital Loan

Breathe life into your business flow with flexible working capital solutions. Conquer seasonal dips with instant Cash Credit or Overdrafts. And, ditch the collateral worries – finance options that fuel your growth, regardless of security. Let's bridge the cash flow gap and unlock your true potential.

Apply Now

Other Related Products

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.

What You Are Looking For?

Complete a simple application form by providing essential details. Our team will conduct necessary checks to tailor the best-suited offer for you.

Application Form

Explore a selection of specifically curated offers tailored to your unique needs. Choose the one that best fits your financial requirements and preferences.

Offers

Once you've made your selection, submit the application along with the required documents. Our streamlined process ensures a hassle-free submission experience.

Request Submission

What is a working capital loan?

A working capital loan is money borrowed to finance the day-to-day operations of the business. A working capital loan can help your business continue its daily operations without any hindrance, especially during lean periods when it won’t have the cash to cover immediate or short-term costs.

What collateral is acceptable for working capital facility?

The type of collateral acceptable for a loan facility varies depending on the lender. Some lenders may require physical assets, while others may accept accounts receivable or inventory.

What is an overdraft facility?

A limit is set up in the Current Account which allows withdrawal of any amount up to the sanctioned limit. Interest is charged daily on the outstanding amount.

Can the loan be used for any other purposes?

The overdraft facility can be used only for working capital requirements like payment to debtors or towards inventory or expense. It cannot be used for other purposes like long-term investment in assets, for which a term loan may be used.

Can I combine working capital loans with other financial instruments?

Absolutely! Consider combining a line of credit for immediate needs with a term loan for larger investments. Additionally, factoring or invoice discounting can accelerate cash flow for specific receivables. Discuss your comprehensive financial needs with your lender to design a multi-faceted solution that optimizes your working capital management.