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Key Highlights

Key insights for a complete overview of our loan offerings

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Interest Rate

Starting from 10.50% p.a.

Tenure

Upto 96 months

Processing Fee

1% to 2%

Loan Amount

Upto ₹50 lacs

Eligibility Criteria

At Finfinity, we believe in making financial opportunities accessible to all. Our Eligibility Criteria serve as the gateway to unlocking tailored financial solutions for your unique needs.

Applicant Type

Salaried Resident Indians

Applicant Type

Loan Purpose

Education | Medical Emergency | Repayment of Another Loan | Wedding | Any Other Personal Use

Loan Purpose
  • Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.

  • Applying for a loan with Finfinity is quick and easy. Just click 'Apply Now' and tell us about your needs. No paperwork needed at this stage.

    Forget long application forms and confusing processes. At Finfinity, getting a loan is as simple as 1-2-3. Just click 'Apply Now', chat with our representative, and we'll handle the rest.

  • A friendly RM will be in touch quickly to chat about your needs and help gather any necessary documents. They'll then champion your case for lightning-fast disbursal! We're all about streamlining the process and getting you the funds, you need ASAP.

  • We're happy to help you wherever you are in India! We have multiple physical locations, conveniently spread across the country, as you can see from the map.
     

    For those outside our physical reach, we're also available digitally pan-India. So, whether you're in bustling Mumbai or serene Srinagar, we're just a click or call away!

  • Once you submit your Channel registration form, here's what happens next:

    1. KYC Checks:

    We'll need to verify your identity and business information to comply with regulations. This usually involves submitting official  documents like IDs and bank statements.

    2. Payout Discussion:

    Our team will get in touch to discuss your preferred payout methods and terms. This ensures you receive your earnings conveniently and efficiently.

    3. Formal Contract Signing:

    Once everything is agreed upon, we'll send you a formal contract to review and sign. This protects both parties and outlines the terms of our partnership.

    4. Login Access:

    After the contract is signed and KYC cleared, you'll receive your login credentials to access our platform and start logging cases!

Frequently Asked Questions

Unveiling Insights for Your Financial Journey, Answers to all the Most Common Financial Questions.

What You Are Looking For?

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.

What You Are Looking For?

Application Form

Complete a simple application form by providing essential details. Our team will conduct necessary checks to tailor the best-suited offer for you.

Application Form

Offers

Explore a selection of specifically curated offers tailored to your unique needs. Choose the one that best fits your financial requirements and preferences.

Offers

Request Submission

Once you've made your selection, submit the application along with the required documents. Our streamlined process ensures a hassle-free submission experience.

Request Submission
Personal Loan

Personal Loan

Unexpected financial demands? Your financial partner is here to help. We collaborate with reputable lenders to secure the personal loan solution you need, up to ₹50 lakhs. Enjoy flexibility in repayment (6 - 96 months), predictable interest rates, and freedom to use the funds at your discretion. No collateral or excessive paperwork required. Our streamlined process prioritizes your time and peace of mind. Focus on your priorities, let us navigate the loan journey for you. Achieve financial stability with confidence, one step at a time.

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.

What You Are Looking For?

Complete a simple application form by providing essential details. Our team will conduct necessary checks to tailor the best-suited offer for you.

Application Form

Explore a selection of specifically curated offers tailored to your unique needs. Choose the one that best fits your financial requirements and preferences.

Offers

Once you've made your selection, submit the application along with the required documents. Our streamlined process ensures a hassle-free submission experience.

Request Submission

What is a Personal Loan?

Dream of renovating your kitchen, paying off debts, or going for holiday? A personal loan can be your key to financial freedom and achieving your goals. These unsecured loans offer flexible terms and competitive rates, making them a smart choice for responsible borrowers. These are flexible and collateral free, making them a popular choice for a variety of needs.

How Does a Personal Loan Work?

When you take out a personal loan, you receive a lump sum of money that you repay in fixed monthly installments over a specified period, typically with a fixed interest rate. Borrow a lump sum and spread repayments over a term that suits your budget, be it short-term for quick payoffs or longer-term for manageable installments. Manage diverse needs like debt consolidation, home renovation, or unexpected expenses with tailored repayment options.

How Much Can I Borrow with a Personal Loan?

Personal loans offer flexible amounts from a few hundred to several thousand rupees. It all depends on key factors like your credit score, income, and the lender's policies. Understanding these variables helps you estimate your potential loan amount and find the perfect fit for your budget. Remember, income verification documents also play a part, so be prepared to showcase your financial stability. By optimizing your eligibility, you can maximize your borrowing power and find the perfect personal loan solution.

Is Collateral Required for a Personal Loan?

Forget to put your house on the line! Personal loans let you unlock financial possibilities without collateral. Your credit score and repayment potential take center stage in the approval process, so focus on showcasing your financial responsibility.

Can I Get a Personal Loan with Bad Credit?

Facing bad credit doesn't have to be daunting. This guide equips you with the knowledge and resources to confidently explore personal loan options tailored for individuals with credit challenges. Discover debt consolidation strategies, learn to navigate interest rates effectively, and adopt responsible borrowing habits to overcome credit hurdles and achieve your financial goals.

New Car Loan

New Car Loan

Be it for your love for driving OR for the convenience of your family, your car loan is just a signal away.

New Car Loan

Two Wheeler Loan

Two Wheeler Loan

Navigate the two-wheeler loan process effortlessly with our expertise, mirroring the smooth ride you envision on your bike

Two Wheeler Loan

Loan Against Securities

Loan Against Securities

Opt for a loan against securities to ensure the retention of ownership of your shares/Mutual Funds, allowing your wealth to thrive and grow.

Loan Against Securities

Other Related Products

Explore More Complementary Solutions Tailored for Your Financial Needs

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Contact us

Take the first step towards financial empowerment - contact us today to explore personalized solutions that suit your needs.

305, Wellington Business Park 2, Marol, Andheri Kurla Road, Mumbai 400059

Office
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Phone

(between 10:00 AM to 6:00 PM from Monday to Saturday)

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Income

Minimum ₹15,000/month for salaried applicants.

Income

Credit Score

Preferably 750 and above as having higher credit scores increase the chances of your loan approval at lower interest rates.

Credit Score
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Age

21-70 Years

Age

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