Key Highlights

Key insights for a complete overview of our loan offerings

Interest Rate

Starting from 8.95% p.a.

Tenure

Upto 10 years

Processing Fee

Upto 1%

Loan Amount

Upto ₹1 Crore

Eligibility Criteria

At Finfinity, we believe in making financial opportunities accessible to all. Our Eligibility Criteria serve as the gateway to unlocking tailored financial solutions for your unique needs.

Applicant Type

Resident Indians - Salaried and Self-Employed

Loan Purpose

Purchase of New Car | Loan Transfer | Top-Up

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.
Applying for a loan with Finfinity is quick and easy. Just click 'Apply Now' and tell us about your needs. No paperwork needed at this stage.

Forget long application forms and confusing processes. At Finfinity, getting a loan is as simple as 1-2-3. Just click 'Apply Now', chat with our representative, and we'll handle the rest.
A friendly RM will be in touch quickly to chat about your needs and help gather any necessary documents. They'll then champion your case for lightning-fast disbursal! We're all about streamlining the process and getting you the funds, you need ASAP.
We're happy to help you wherever you are in India! We have multiple physical locations, conveniently spread across the country, as you can see from the map.

For those outside our physical reach, we're also available digitally pan-India. So, whether you're in bustling Mumbai or serene Srinagar, we're just a click or call away!
Once you submit your Channel registration form, here's what happens next:

1. KYC Checks:

We'll need to verify your identity and business information to comply with regulations. This usually involves submitting official documents like IDs and bank statements.

2. Payout Discussion:

Our team will get in touch to discuss your preferred payout methods and terms. This ensures you receive your earnings conveniently and efficiently.

3. Formal Contract Signing:

Once everything is agreed upon, we'll send you a formal contract to review and sign. This protects both parties and outlines the terms of our partnership.

4. Login Access:

After the contract is signed and KYC cleared, you'll receive your login credentials to access our platform and start logging cases!

Frequently Asked Questions

Unveiling Insights for Your Financial Journey, Answers to all the Most Common Financial Questions.

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How it Works?

What You Are Looking For?

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.

Application Form

Complete a simple application form by providing essential details. Our team will conduct necessary checks to tailor the best-suited offer for you.

Offers

Explore a selection of specifically curated offers tailored to your unique needs. Choose the one that best fits your financial requirements and preferences.

Request Submission

Once you've made your selection, submit the application along with the required documents. Our streamlined process ensures a hassle-free submission experience.

Apply Now

New Car Loan

Ignite your freedom or fuel your family's next adventure – your dream car is closer than you think. Tailored car loans from ₹1 lakh to ₹1 crore, smoothing the road to ownership with flexible financing (up to 120 months) and convenient 100% funding options. Ditch the down payment stress and enjoy a hassle-free experience. Refinancing and top-up facilities possible. Don't wait, let's shift gears – talk car loans today and drive your dreams forward!

Apply Now

Other Related Products

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.

What You Are Looking For?

Complete a simple application form by providing essential details. Our team will conduct necessary checks to tailor the best-suited offer for you.

Application Form

Explore a selection of specifically curated offers tailored to your unique needs. Choose the one that best fits your financial requirements and preferences.

Offers

Once you've made your selection, submit the application along with the required documents. Our streamlined process ensures a hassle-free submission experience.

Request Submission

Do I need a collateral for a car loan?

You just need to get the car's registration certificate (RC) endorsed with the bank's name. This simply indicates the bank's lien on the vehicle until the loan is paid off. Once you've conquered the final payment, the endorsement disappears, and the car is all yours!

What is the maximum amount of loan that I can avail?

Most banks offer loans covering 80% to 90% of the on-road price, giving you a head start on your automotive adventure. Some even unlock the full ex-showroom cost, removing financial roadblocks altogether. But remember, the exact percentage depends on the car's price, type (standard or premium), and your financial profile.

What is the typical tenure of a car loan?

Choose from a range stretching from 1 to 5 years, tailoring your monthly payments (EMIs) to fit your budget. Need more time? A few lenders even offer extended journeys of up to 7 years, giving you extra breathing room.

Do I need a loan or co-borrower?

If your income, age, and credit score meet the lender's criteria, applying for a car loan on your own is a smooth ride. This means faster processing, simpler paperwork, and full control over your loan terms. Of course, if you need a financial boost, a co-borrower can help unlock the keys to your dream car.

Can I sell my car before repayment of the car loan is completed?

You can usually sell your car before the loan is paid off with your lender's approval. The buyer pays the remaining loan amount directly, then you get a No Objection Certificate to transfer the title. Explore options like private sale, trade-in, or refinancing with your lender.