Key Highlights

Key insights for a complete overview of our loan offerings

Interest Rate

Starting from 9.90% p.a.

Tenure

Upto 36 months

Processing Fee

0.50%-4%

Loan Amount

Upto ₹5 Crores

Eligibility Criteria

At Finfinity, we believe in making financial opportunities accessible to all. Our Eligibility Criteria serve as the gateway to unlocking tailored financial solutions for your unique needs.

Applicant Type

Resident Indians and NRIs

Security Value

Minimum security value of ₹50,000.

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.
Applying for a loan with Finfinity is quick and easy. Just click 'Apply Now' and tell us about your needs. No paperwork needed at this stage.

Forget long application forms and confusing processes. At Finfinity, getting a loan is as simple as 1-2-3. Just click 'Apply Now', chat with our representative, and we'll handle the rest.
A friendly RM will be in touch quickly to chat about your needs and help gather any necessary documents. They'll then champion your case for lightning-fast disbursal! We're all about streamlining the process and getting you the funds, you need ASAP.
We're happy to help you wherever you are in India! We have multiple physical locations, conveniently spread across the country, as you can see from the map.

For those outside our physical reach, we're also available digitally pan-India. So, whether you're in bustling Mumbai or serene Srinagar, we're just a click or call away!
Once you submit your Channel registration form, here's what happens next:

1. KYC Checks:

We'll need to verify your identity and business information to comply with regulations. This usually involves submitting official documents like IDs and bank statements.

2. Payout Discussion:

Our team will get in touch to discuss your preferred payout methods and terms. This ensures you receive your earnings conveniently and efficiently.

3. Formal Contract Signing:

Once everything is agreed upon, we'll send you a formal contract to review and sign. This protects both parties and outlines the terms of our partnership.

4. Login Access:

After the contract is signed and KYC cleared, you'll receive your login credentials to access our platform and start logging cases!

Frequently Asked Questions

Unveiling Insights for Your Financial Journey, Answers to all the Most Common Financial Questions.

Apply Now

Explore All Products

How it Works?

What You Are Looking For?

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.

Application Form

Complete a simple application form by providing essential details. Our team will conduct necessary checks to tailor the best-suited offer for you.

Offers

Explore a selection of specifically curated offers tailored to your unique needs. Choose the one that best fits your financial requirements and preferences.

Request Submission

Once you've made your selection, submit the application along with the required documents. Our streamlined process ensures a hassle-free submission experience.

Apply Now

Loan Against Securities

Don't sell your dreams, unlock their potential! With loans against shares, mutual funds, or even insurance policies (up to 50% of your security value), your wealth keeps growing while you access instant funds with zero paperwork. Pay interest only on the used amount, enjoy dividends on your shares, and swap pledged assets for flexibility. Need more cash as your stock value rises? Get extra limits!

Apply Now

Other Related Products

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.

What You Are Looking For?

Complete a simple application form by providing essential details. Our team will conduct necessary checks to tailor the best-suited offer for you.

Application Form

Explore a selection of specifically curated offers tailored to your unique needs. Choose the one that best fits your financial requirements and preferences.

Offers

Once you've made your selection, submit the application along with the required documents. Our streamlined process ensures a hassle-free submission experience.

Request Submission

What is Loan against securities?

Loan against securities (LAS) is a type of loan where you borrow money by pledging your valuable assets like stocks, mutual funds, bonds, or insurance policies as collateral.

Why should you go for LAS instead of Personal Loan?

• Liquidity Without Sacrifice: Access vital funds without liquidating your investments, potentially reaping long-term gains.
• Favorable Interest Rates: Compared to unsecured loans, LAS often boasts lower interest rates due to the secure collateral.
• Versatile Funding: Use the loan for various purposes, from debt consolidation to home renovations or education.

What are points to note before taking LAS?

• Margin Call Awareness: If your pledged securities' value dips, the lender may request additional collateral or partial loan repayment to maintain a set ratio.
• Market Fluctuations: Remember, security values can fluctuate, so consider the potential risk of losing them if you can't fulfill a margin call.

What is the highest loan amount you can expect in LAS?

Based on the value of your pledged assets, the lenders grant you a loan, typically between 50-80% of their market worth.

Can Securities be swapped in LAS and how does it impact my Loan?

Substitution of pledged securities within your Loan Against Securities agreement requires a partial withdrawal (depledge) of the original security followed by a top-up with the desired security. The revised eligible loan limit will be recalculated based on the combined collateral value of the remaining and newly pledged securities.